How quickly can I access funds?
Draws post to your operating account within one business day after approval in most cases.
Working Capital
Stabilize cash flow with a flexible credit line.
Access draw-ready capital with transparent pricing and proactive communication from our partner banks.
Check LOC eligibility See funding checklist
Checklist will be swapped once marketing finalizes asset.
Program snapshot
A business line of credit gives growing companies on-demand access to working capital; we help you compare structures from multiple banks.
Limits $50k - $500k
Higher limits available for borrowers with strong collateral and cash flow.
Pricing Prime + 3-6%
Typical pricing band from our community and regional bank partners.
Draw period 24 months revolving
Convert to term loan after draw period based on your lender agreement.
Where this program wins
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Inventory ramp for busy season
Retailer drew $150k ahead of the holiday season and repaid within 90 days using a Rexford-sourced line of credit.
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Payroll bridge
Service firm smoothed AR gaps with quick draws and automatic payments through its new banking relationship.
Document checklist
Placeholder list — replace with compliance-reviewed requirements before launch.
- YTD financials and prior two years tax returns.
- Accounts receivable aging report.
- Accounts payable aging report.
- Business debt schedule.
- Voided check for draw disbursements.
Resources
Working capital readiness checklist
Checklist we share to help businesses prepare for line-of-credit requests.
Frequently asked questions
Are there inactivity fees?
No inactivity fees at this time; interest accrues only on drawn balances, and we will flag any changes in advance.
Need guidance?
Talk about Business Line of Credit
Book time with a Rexford advisor to walk through pricing, underwriting expectations, and closing checklist. Placeholder messaging until final copy.