How long does SBA approval take?
Expect 45-60 days depending on lender queue and completeness of documentation; we keep you updated on every milestone.
Government-backed
Navigate SBA 7(a) and 504 financing with a dedicated guide.
From eligibility to closing, Rexford coordinates with preferred lenders to keep SBA deals moving.
Start SBA application Review document checklist
Checklist highlights the SBA documents our lenders expect to see.
Program snapshot
SBA loans support owner-operators with flexible terms and lower down payments; we guide you through every requirement from application to funding with our preferred lenders.
Programs 7(a), Express, 504, USDA B&I
Availability varies by lender and project profile.
Max loan Up to $5M
Dependent on program and use of proceeds.
Equity injection 10% typical
Higher requirements possible for start-ups or special use; we prepare you for lender expectations.
Where this program wins
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Business acquisition
Buyer acquired an HVAC business with seller transition support and limited collateral by partnering with one of our SBA lenders.
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Owner-occupied real estate
Manufacturer purchased a warehouse with a 25-year 504 structure arranged through Rexford.
Document checklist
Placeholder list — replace with compliance-reviewed requirements before launch.
- 3 years business and personal tax returns.
- Year-to-date financials with AR/AP aging.
- Business plan outlining management and projections.
- Personal financial statement (SBA Form 413).
- Schedule of collateral with estimated values.
Resources
SBA document checklist
Guide we follow to collect SBA documents in the right order.
Frequently asked questions
Can franchise businesses qualify?
Yes, if listed on the SBA franchise registry and meeting cash flow requirements; we confirm nuances with our SBA team.
Need guidance?
Talk about SBA Loans
Book time with a Rexford advisor to walk through pricing, underwriting expectations, and closing checklist. Placeholder messaging until final copy.